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Don’t Speak to an Insurance Adjuster Alone

There are several no-no’s to avoid after a car accident. One common mistake is to apologize to the other driver after a car accident. Another is to speak to the other driver’s insurance company on your own.

Below, our Louisville attorneys explain why the latter can jeopardize your right to fair compensation.

The Insurance Adjuster is Not Your Friend

Soon after a car accident, the other driver’s car insurance company will attempt to contact you and get information about the crash. Although the insurance adjuster you speak with may seem friendly, it’s important to remember that their main job is to protect their company’s bottom line and to get you to accept as low a settlement as possible or to say something that will jeopardize your claim.

If an insurance adjuster does contact you, simply tell them you will not speak with them without an attorney on the line. Then, hang up.

This applies to your own insurance company as well. Kentucky is a “no-fault” insurance state, which means, in most cases, you will recover compensation for the accident through your own insurer rather than through the other driver’s.

This does not mean, however, that your insurer is on your side. Although we pay our insurers a hefty premium to be covered after an accident, insurance companies are corporations that put profit above all else. As such, you must know how to interact with an insurance company, even when your own insurer is the one responsible for covering you.

How an Attorney Can Help Get You Recover Compensation

There are several reasons to work with an experienced attorney to get your claim approved, including the following:

  • An experienced attorney knows the in’s and out’s of insurance policies’ language, and is often able to find loopholes in order to get you coverage.

  • An experienced attorney knows how to negotiate with insurance companies and get you the maximum possible compensation.

  • An attorney can take the matter out of your hands while you focus on recovering from your injuries.

Injured in an Accident? Contact Us Today

If you have been injured in an accident, our Louisville attorneys can protect your rights against the interests of large insurance companies. We have the experience and resources needed to do so, and we have a track record of securing results in complex cases.

Contact Dolt, Thompson, Shepherd & Conway, PSC today at (502) 242-8872 to learn how we may assist you.